Buy

Lease

When you finance your vehicle purchase, your monthly payments will be determined by the vehicle price, amount of your down payment and trade-in value, interest rate, and length of term.

When you lease a vehicle, you’re only paying for the portion of the vehicle you use over the course of the lease. A lower down payment, or none at all, may also be possible.

Buy

Lease

Usually 24 to 72 months.

Usually 24 to 48 months.

Buy

Lease

There are no restrictions. However, more miles driven tends to lower resale or trade-in value.

You determine the amount of miles you plan to drive during the lease term before you sign the contract. You may buy additional miles up front. Between 12,000 and 15,000 mile per year is typical. You may incur charges on any excess mileage.

Buy

Lease

Add accessories to your vehicle at any time.

Customize your vehicle only when your lease begins with approved accessories.

Buy

Lease

You will receive your title, lien release, or a letter from us indicating your lien has been released electronically after your final payment has been processed.

Upon release of the lien, you own your vehicle free and clear. Congratulations!

You may purchase your lease vehicle or return it to your Kia dealership, at which point you may choose to purchase or lease a new Kia.

For details about what to do when your lease is up, see our Lease-End Overview page.